Loan programs for real estate investors
Compare our programs at a glance, then apply for the one that fits your deal.
DSCR Loans
5.75%Rates from85%LTV0.75xDSCR- Qualify on the property’s rent: no tax returns or W-2s
- SFR, condo, 2–4 unit, multifamily & commercial considered
- LLCs & foreign nationals OK
- No cap on financed properties
- All 50 states · direct lender since 1998
Hard Money Loans
95%LTC75%ARV5 daysClose- Asset-based: no tax returns or income verification
- Up to 90% of purchase · 100% of rehab
- Fix & flip, bridge, ground-up construction, BRRRR & cash-out
- SF, 2-150 unit, multifamily, mixed-use, commercial & land
- Interest-only or 30-40 yr amortized · all 50 states
Fix and Flip Loans
90%Of cost100%Of rehab75%Of ARV- 1-500+ properties
- Single-family, 2-4 units, condos, townhomes, multifamily
- 12 to 24 month terms
- $100,000 – $100 million
Ground Up Construction Loans
90%Max75%Of completed value12-36Month terms- 1-500+ properties, PUDs
- Single-family, 2-4 units, condos, townhomes, multifamily
- 12, 24, 36 month loans
- $70,000 – $100 million
Multifamily Loans
80%LTV5 daysClose- Fast closings: as fast as 5 days available
- Apartment buildings, workforce housing & mixed-use
- Bridge, stabilized & value-add loan structures
- LLCs, portfolio investors & real estate companies eligible
Bridge Loans
100%Purchase100%Rehab12-24Month terms- 1-50+ properties
- Multi-family, retail, industrial, hospitality, special use
- 12, 18, 24 month terms
- $1M – $50M
- Great for experienced developers and investors
Vacation Rental Loans
6.99%Rates from80%Max LTV7-10 daysBridge close- Qualify on projected short-term rental income
- Long-term hold: up to 80% LTV · 30 yr amortized · close in as few as 15 days
- Bridge: up to 75% LTV · 85% LTC · 75% ARV
- Houses, condos, cabins, beach homes & small STR portfolios
- LLCs & foreign nationals welcome · $75K-$150M
Commercial Real Estate Loans
AcquireFinancingDevelopConstructionRefiAvailable- Income-producing real estate financing
- Construction & development loans
- Acquisition financing
- Refinance options available
- Flexible term loan structures
Loan Process
Fast & Easy Application Process
From application to funding in as few as 5 days. Here is what happens at each step.
-
Apply online
Choose your loan type and tell us about your deal: the property, purchase price or value, and your plan. No tax returns or income paperwork to start.
5-10 minutes -
Get your term sheet
We review your deal and send a term sheet with your rate, leverage and loan terms, so you know where you stand before paying for third-party reports.
Same day -
Submit documents
Accept your terms and send the basics: entity documents, ID and property details. We order the appraisal, title and other reports.
1-3 days -
Underwriting and approval
Our team verifies the property, reviews the reports and issues your final approval. Most of this time is spent waiting on third-party reports.
2-4 days -
Close and fund
Sign your closing documents and we fund the loan. Your funds go to the closing agent, ready for your purchase or refinance.
1-2 days
Typical time from application to funding
Timelines vary by loan type, property and how quickly documents are returned.
Real Estate Lenders Built for Speed and Experience
Cambridge Capital Partners, LLC began in 1993 as a consulting company that located better-than-market returns on real estate and business assets for family offices nationwide. Today we are a direct lender and advisor to investors, developers and companies that acquire and finance real estate across the country.
With more than 25 years of experience, our team has structured and closed every kind of investment property loan, and we do it at lightning-fast speed. When a deal has a deadline, you need a lender that has been there before.
- 25+Years of experience
- 5 daysFastest closings
- 50 statesNationwide lending
- 1826020NMLS number
Fast, Experienced Closings
Speed comes from experience. We know which documents matter, which reports to order first and how to keep a file moving, so you get a term sheet fast and a closing date you can count on. Our relationships with banks, private equity, family offices and insurance companies also mean we can structure the right financing for your goals, and as an agency consultant for Freddie Mac, Fannie Mae and HUD loans, we can point you toward permanent options when the time comes.
| Loan type | Typical time to fund |
|---|---|
| Hard money and multifamily | As few as 5 days |
| Bridge loans | 7 to 10 days |
| Long-term DSCR and vacation rental | As few as 15 days |
Timelines vary by loan type, property and how quickly documents are returned.
Licensed to Lend Nationwide
Cambridge Capital Partners, LLC is licensed for nationwide lending under NMLS #1826020, with our office in Tampa, Florida. We offer our loan products in every state, and we are most active in these priority markets:
- Florida
- Maryland
- Texas
- Georgia
- Ohio
- Pennsylvania
- New Jersey
- Tennessee
- California
- Massachusetts
- Nevada
- Illinois
Investing in a state that is not on this list? You can still submit your application for review. We look at every deal on its merits.
Meet Our President
Doug Thaler, President of Cambridge Capital Partners, LLC, leads a team with more than 25 years of experience financing real estate. Doug and the team work directly with borrowers to structure the loan that fits the deal, rather than fitting the deal to a loan.
Ready to Move on Your Next Deal?
Choose your loan type above and apply online in 5 to 10 minutes, or call us to talk through your scenario with a loan professional.
Call 800-826-5077Cambridge Capital Partners, LLC, NMLS #1826020, Tampa, Florida. All loans are subject to underwriting approval. Rates, terms, leverage and availability vary by loan program, property and state. Closing timelines are estimates and depend on third-party reports and timely document delivery.
Real Estate Loans
What makes us different from others?
We are truly experts in providing excellent customer service (The Way-Above kind) and we are considered among our peers as experts in the Commercial Mortgage world.
Years' Team Experience
Millions Can Fund
Customer Reviews
Returning Customers
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